Please read these terms carefully before using our services
Last updated: January 2025
By accessing and using FinQuest Finance services, you accept and agree to be bound by these terms and conditions. If you do not agree to these terms, please do not use our services. Your continued use of our platform constitutes acceptance of any modifications to these terms.
Our zero-interest educational loans are designed to make quality education accessible. These loans are subject to:
To qualify for our educational loans, applicants must:
• Be Nigerian citizens or legal residents
• Be at least 18 years of age
• Meet our creditworthiness and financial assessment criteria
• Provide accurate and complete information in their application
• Be accepted or enrolled in an approved educational program
Borrowers agree to repay loans according to the agreed schedule specified in their loan agreement. While we offer zero interest, timely repayment is essential. Late or missed payments may result in:
Restrictions on future loan applications
Impact on your loan eligibility status
Reporting to credit bureaus where applicable
Potential legal action for non-payment
FinQuest Finance manages and curates the list of partner educational institutions and available programs through our platform. While we carefully select our partners, we reserve the right to add, remove, or modify available programs at our discretion. We strive to provide advance notice of any significant changes that may affect active loan agreements. Training providers maintain their own terms and conditions for their programs.
You may not use our services to:
FinQuest Finance provides loan facilitation services and is not liable for indirect, incidental, consequential, or special damages arising from service use, including but not limited to program quality, employment outcomes, or educational institution performance, except where prohibited by law. Our liability is limited to the amount of the loan principal provided.
We are committed to protecting your personal information. All data collection, storage, and usage are governed by our Privacy Policy. By using our services, you consent to our data practices as outlined in our Privacy Policy.
We reserve the right to modify these terms at any time. Material changes will be communicated via email or platform notification. Continued use of our services after such modifications constitutes acceptance of the updated terms. For active loan agreements, changes will not affect the core terms of your existing loan.
These terms and conditions are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these terms will be subject to the exclusive jurisdiction of Nigerian courts.
For questions, concerns, or clarifications about these terms and conditions, please contact us:
By using FinQuest Finance, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.